People whose properties were destroyed are being asked to show receipts of the contents of things that burned in The Palisades and Eaton Fires. Stating the obvious, receipts burned, too.
United Policyholders is a nonprofit organization that works for consumers with insurance problems/matters. The nonprofit does not take money from insurance companies, and they don’t sell insurance. Volunteers at United Policy have been through the insurance recovery process before and are strictly here to offer guidance to survivors in collecting all available insurance funds.
United Policyholders offered a seminar at the Ronald Reagan American Legion Post 283 on Sunday The room was full of people grappling with insurance problems. Several residents could not attend and wanted more information.
United Policyholders website offers options and strategies and the steps to take in replacing a Wildfire destroyed home. https://uphelp.org/ On this site, you can access additional help through “roadmap to recovery,” “find help,” and “claim guidance.”
ITEMIZING THE CONTENTS:
For many people itemizing the contents of a destroyed home can seem overwhelming. Most insurance adjusters are asking for photos and receipts, even though all burned in the fire. Several suggestions were made including using Bevel Made click here..
Through AI Automation, it allows one to extract items from photos and an estimate of current values of each item. If you don’t have photos, AI is able to focus on commonly forgotten items such as microwaves and food processors.
It will export everything to an organized spreadsheet. Bevel was founded by Adam Freed, Aravindh Dorai and Hale Everts. When Freed’s parents home burned in the Palisades Fire, the three “agree our focus would be simply to build things that could help people after the fires.” Bevel, which the three call “smart insurance tools for homeowners,” is free.
AI (artificial intelligence) is a new tool that can be used for contents and to work with insurance companies in addressing policies.
Joy Chen of the Eaton Fire Survivor’s Network, said that some of the families she works with have had between nine and 11 adjustors on a single claim,
“Every time they seem to make some progress on a claim, then boom, they have a new adjuster coming in saying, ‘OK, we’re going to start all over again,'” Chen told Eyewitness News in July. “What that previous person told you is no longer operative. It’s up to me now. We’re starting to see the systemic nature of some of these delay and denial tactics.”
Andrew King, a former high school principal, who lost his home in the Eaton Fire, is developing AI to help work through the insurance process.
He gives scenarios in which AI might be useful, such as being able to read multiple policies and compare them and understanding your own policy and using a prompt for personal property itemization process. Go to “Maximize Your Total Loss Claim with AI” and watch the YouTube video click here.
To learn more about the Eaton Fire Survivor’s Network, click here.